Low Price Homes!

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KS85451When a prospective customer recently asked us to “lower the price of our homes,” I decided to take a closer look at our prices. I’ll be darned. I soon realized that sure enough, we could lower the price of our homes.

All we had to do was to cut a few corners, use cheaper building materials and find less experienced subcontractors who would work for less money. Wow, I thought. This was going to be easy.

On our journey to deliver a cheaper home, we could start by:  

Using cheaper windows instead of the energy efficient low-e, insulated vinyl windows that we now provide.

We could then stucco just the front of our homes instead of stuccoing all the way around the entire structure.

We could then eliminate the Deco Trim from the front of our homes and use a cheaper paint rather than the high quality paint we are now using.

We could then make some more cuts by using a less expensive air conditioning and heating system rather that the “Energy Star” high efficiency heat pump that we are currently using.

By doing these things, our buyers would think they were saving money, even though they would really be paying a lot more for their home in the long run.

We then figured we could start using ½” CDX plywood or even better, we could be using ½” OSB board for our roof sheathing rather than the durable 5/8” CDX plywood we are currently using that gives our new homes such a sound roof and that would save our buyers a bunch of money.

We could use a twenty year roofing shingle rather than the Lifetime Dimensional roofing shingle we are currently using and that would be another way to save some money.

We could use cheaper floor coverings and cheaper kitchen cabinets rather than the quality floor covering and the durable wood cabinets we are currently using. In looking at all of these things I realized that there were many ways for us to cut corners and save money for our home buyers. Heck, this is easy.

We could start using subcontractors that don’t have the proper licenses or the proper insurances or even the same skills as the subcontractors we are currently using. Now you have to admit that that would definitely save our buyers money. Or would it?

After looking at the costs of the materials we are using, the costs of the equipment we provide our buyers and the money we pay for the quality subcontractors we are using, I decided that no one uses better materials, no one uses better equipment and no one uses better subcontractors than American Housing Builders II in building our new homes.

We also realized that we provide a great home with a great value for every one of our new home buyers. So, at the end of the day, I now know that we do not “charge too much for our homes” nor should we “lower the price” of our homes just to appease those who would rather have a “cheap” house rather than a quality home.

We know from years of experience that we provide our buyers with a quality home at a fair price, while at the same time, we provide them with a great value. And that my friends, pretty much says it all.

American Housing Builders II builds homes in Pinellas County. We are located at 7195 66th Street North, Pinellas Park, FL 33781. You can contact us for more information by emailing us at AmHousingInfo@gmail.com or calling us at 727-546-6611.

For more information on purchasing a new American Housing Builders Home, please call us at 727-546-6611. You can also stop by our Office / Selection Center at 7195 66th Street North, Pinellas Park, FL 33781, email us at AmHousingInfo@gmail.com or Contact Us from website with any questions.

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Frequently Asked Questions

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question1. What is an escrow?
Very simply defined, an escrow is a contractual arrangement in which a third party receives and disburses money with the disbursement of funds dependent on conditions agreed to and met by the transacting parties.

2. How does assessed value differ from appraised value?
Assessed Value is a value placed on a property by a public tax assessor for the purposes of taxation. Your property taxes will be based on this value.

Appraised Value is the value placed on a property by an appraiser, recognized for experience in a particular field. Lenders, such as banks and mortgage companies use this value for lending.
3. What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance is an insurance policy used as a protection for lenders against borrower default. It is paid for by the borrower and usually required when the down payment is less than 20% of the purchase price. Most lenders will make this part of the monthly payment.

4. Does American Housing work with Realtors?
Absolutely. We are very Realtor friendly and have an ongoing Realtor program that many Realtors appreciate. Realtors should register their clients on their first visit to our Model, Office or Design Center.
5. Do I need a Realtor?
You do not need a Realtor to purchase an American Housing home.
6. How are my property taxes figured and how much will I have to pay?
Taxes are usually based on assessed value of the home and the millage rate of the municipality that the property is located in. A title company can usually give you an estimate on that.

7. What insurances will I need and how much will I have to pay?
You will need homeowner’s insurance. You can usually get a quote from any reputable insurance company.

8. What is Homestead Exemption and how does it work?
Florida’s Homestead Exemption is one of the most protective property provisions in the country. This provision applies automatically upon purchasing a primary residence in the State of Florida, but to reap the tax assessment benefits it must be claimed by a filing with the state. When someone owns property and makes it his or her permanent residence, the property owner may be eligible to receive a homestead exemption of the first $25,000 of the assessed value, which applies to all property taxes. However, this exemption can be lost if the homeowner abandons use of the homestead as a primary residence. For more detailed information, contact your local Property Appraiser’s office.

9. What is the advantage of investing in a new home rather than an existing home?
There are many advantages when you invest in a new home; these are just a couple;

• American Housing new homes come with a limited 10 year structural warranty!
• You can usually save money on you home owners insurance!
• Ease of maintenance can save you lots of money!
• American Housing new homes are much more energy efficient!
• Healthier materials are now being used in all American Housing new homes!
• American Housing homes are built with stronger protection against storms.
• American Housing new homes are built for more comfort with better insulation.
• Remember, in a New American Housing Home, everything is new from the Foundation to the Roof, to the Landscaping!

 

So Many Things to Do

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KS85426There are so many things to consider when purchasing a new home that you may wonder how the heck you will ever get through it. Well, it does not have to be that complicated.
The first thing you might want to do is to organize your thoughts as to what type of home you want and where you want to live. Do you want a new home built to your specifications or do you want a home already built and ready to move in. Both have benefits that should be considered. Having a new home built allows you to the opportunity to select many of your colors, flooring, cabinets and tile selections, yet an already built home allows you to move in sooner. You will also want to decide on how many bedrooms and bathrooms you will need and whether you will want a one, two or even a three car garage. You may want to ask yourself if it is more important to live closer to shopping or the beaches. Another thing you may want to consider is the school district depending on whether you have, or are planning to have, children.
One way to organize your thoughts is to write out what you and each family member want in order of importance. Maybe you want a large kitchen, or your significant other wants a large master suite with a garden tub bathroom, or maybe your children want a large family room for entertaining or even a media room to watch their favorite movies or sporting events. Maybe you need an office area to work or a hobby room to relax in. Whatever you needs and wants, at the end of the day it might be nice to have a nice closed in covered patio to sit and relax while sipping on a nice cool glass of lemonade.
One other thing to remember when planning out your new home is that your needs are likely to change over time. Maybe you are planning on having children or maybe you have been there and will have children going off to college. Maybe you have an elderly parent that will someday be living with you. The thing is, things change over time and you should keep that in mind when planning on what type and size of home you intend to purchase.
Now, once you have decided on the home you want; the next thing to consider is how much you can afford to spend and how much money you will need to borrow. This can get downright confusing. There are many types of mortgages available out there along with many variations of those mortgages. You have FHA mortgages and VA mortgages. You have Conventional mortgages with fixed rates and you have Conventional mortgages with adjustable rates and unless you are very familiar with the many type mortgage loans that are available, this would be the time to seek assistance regarding your home purchase and mortgage. American Housing Builders can help you with the home and direct you to a competent mortgage professional who will help guide you through the entire home buying process.
Contact American Housing Builders at 727-546-6611 or go to the “Contact Us” page of this website and send a request for more information.

Home Plans for Florida Living

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American Housing Builders II, Inc. is constantly designing new floor plans and improving existing floor plans so you can find exactly the right new home for you and your family.
KS85395At AHB II, you will find floor plans with indoor and outdoor living spaces, generous sized master suites, functional bathrooms and open kitchens that offer you, your family and your guests a warm and comfortable place to gather, relax and to cook a large meal.
One of the nicest features we provide is the opportunity for you to meet with our design team and make changes throughout the home to better suit your family’s needs and lifestyle.
We have many different and designs of homes for any size family. So, whether you are retired, just starting out or with school aged children, our homes are designed to reflect all aspects of family life.
Our homes feature stucco exterior walls, hip roofs, a covered entry, vinyl windows, 30 year dimensional shingle roof and fiberglass exterior doors.
Our homes also feature many energy saving “green” features such as low-e thermal windows, “Energy Star” heat pumps, “Energy Star” dishwasher, R-30 ceiling insulation and much, much more.
For more information, you can call us at 727-546-6611 or simply go to the “Contact Us” page of this website.